We are one of the most experienced specialists in Spanish Floor Clauses, acting for clients since the Spanish and European Courts made their decision on claims. As we have offices in both the UK and Spain our clients do not need to travel to pursue their bank claims, no matter where their house or bank is located.

Many of our clients are British and we initially engage with them via our London office. Our specialist team then analyse their mortgage contracts, investigating the hidden legal terms and expressions to see whether their mortgage payments tracked the Euribor interest rate and assess if they can make a claim for any excess interest that was paid to the bank since the mortgage was first signed. We also identify associated mortgage expenses such as notary fees, tax etc that could also be claimed.

Using our representatives in our Spanish office and their in-depth knowledge of the Spanish legal system, we are able to chal-lenge and negotiate with the banks on behalf of our clients to get the maximum amount due, as often many of the banks offer a reduced settlement and often only pay the full amount if threatened with legal action. Should litigation be required we can take our client’s case up to the Spanish Supreme Court.