As was expected after EU Court of Justice ruling in December of 2016, Spanish banks have little hope of defending themselves against legal claims brought by clients with abusive clauses in their mortgages.
The effectiveness of the extrajudicial methods for avoiding going to court is limited.
Trying to settle out of court is not as effective as you might think. In addition, some clients have been offered low compensations.
To date we at Del Canto Chambers are delighted to report that our floor clauses claims against banks have been successful.
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Laia Fernandez
Lawyer Del Canto Chambers.